1. Acceptance of Terms

By accessing or using the Senaskat website (located at senaskat.com) and any of our tools, calculators, and subdomains, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our site.

2. Intellectual Property Rights

Unless otherwise stated, Senaskat and/or its licensors own the intellectual property rights for all material on Senaskat. All intellectual property rights are reserved. You may access this from Senaskat for your own personal use subjected to restrictions set in these terms and conditions.

You must not republish, sell, rent, sub-license, reproduce, duplicate, or copy material from our website without prior written permission.

3. User Conduct

You agree not to use our website or services for any purpose that is unlawful, prohibited by these terms, or harmful to others. This includes, but is not limited to, attempting to disrupt site services, uploading malicious code, or scraping site contents.

4. Disclaimer of Warranties

All tools, calculators, and services provided on this site are offered "as is" and "as available," without warranties of any kind, either express or implied. Senaskat does not guarantee that our tools (e.g., Post Office Savings calculator, Wealth Planning Calculator, JSON viewer) will be 100% accurate or error-free. You use these calculations at your own risk.

5. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Senaskat or its directors, developers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, arising out of your access to or use of our website or tools.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these terms at any time. When we make updates, we will revise the date at the top of this page. Your continued use of the website after any revisions constitutes your acceptance of the new terms.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.